/* Palette: Alert Red, Lead Grey, White */
:root {
    --red: #D32F2F;
    --dark-red: #B71C1C;
    --grey: #455A64;
    --light-grey: #ECEFF1;
    --text: #263238;
    --white: #FFFFFF;
    
    --font-heading: 'Anton', sans-serif;
    --font-body: 'Roboto', sans-serif;
}

* { margin: 0; padding: 0; box-sizing: border-box; }

body {
    background-color: var(--white);
    color: var(--text);
    font-family: var(--font-body);
    line-height: 1.6;
}

.container { width: 90%; max-width: 1100px; margin: 0 auto; }
.section-padding { padding: 80px 0; }
a { text-decoration: none; color: inherit; transition: 0.3s; }
img { max-width: 100%; height: auto; }

/* Header */
.factor-header { background: var(--white); padding: 15px 0; position: sticky; top: 0; z-index: 1000; box-shadow: 0 4px 10px rgba(0,0,0,0.1); }
.header-flex { display: flex; justify-content: space-between; align-items: center; }

.logo { font-family: var(--font-heading); font-size: 2rem; color: var(--grey); letter-spacing: 1px; }
.red { color: var(--red); }

.claim-nav a { margin-left: 20px; font-weight: 700; font-size: 0.9rem; text-transform: uppercase; color: #555; }
.claim-nav a:hover, .claim-nav a.active { color: var(--red); }

.btn-red { background: var(--red); color: var(--white) !important; padding: 10px 20px; border-radius: 4px; font-weight: 700; }
.btn-red:hover { background: var(--dark-red); }

/* Mobile Menu */
.mobile-toggle { display: none; flex-direction: column; gap: 5px; background: none; border: none; cursor: pointer; }
.mobile-toggle span { width: 30px; height: 3px; background: var(--grey); }

.mobile-menu { position: fixed; top: 0; right: -100%; width: 100%; height: 100%; background: var(--grey); z-index: 2000; display: flex; flex-direction: column; justify-content: center; align-items: center; transition: 0.4s; }
.mobile-menu.active { right: 0; }
.close-menu { position: absolute; top: 20px; right: 20px; font-size: 2rem; color: var(--white); background: none; border: none; cursor: pointer; }
.mobile-menu a { color: var(--white); font-family: var(--font-heading); font-size: 2rem; margin: 15px 0; letter-spacing: 1px; }

@media (max-width: 900px) {
    .claim-nav { display: none; }
    .mobile-toggle { display: flex; }
}

/* Hero */
.hero-factor { height: 80vh; background-size: cover; background-position: center; position: relative; }
.red-overlay { width: 100%; height: 100%; background: linear-gradient(rgba(211, 47, 47, 0.8), rgba(69, 90, 100, 0.8)); display: flex; align-items: center; justify-content: center; text-align: center; }
.hero-content { color: var(--white); max-width: 800px; padding: 20px; }
.urgent-tag { background: var(--white); color: var(--red); padding: 5px 15px; font-weight: 700; font-size: 0.8rem; display: inline-block; margin-bottom: 20px; border-radius: 2px; }
.hero-content h1 { font-family: var(--font-heading); font-size: 4rem; line-height: 1.1; margin-bottom: 20px; text-transform: uppercase; letter-spacing: 1px; }
.hero-content p { font-size: 1.2rem; margin-bottom: 40px; font-weight: 300; }

.cta-group { display: flex; justify-content: center; gap: 20px; }
.btn-primary { background: var(--red); color: var(--white); padding: 15px 35px; font-weight: 700; border-radius: 4px; border: 2px solid var(--red); }
.btn-primary:hover { background: var(--white); color: var(--red); }
.btn-secondary { border: 2px solid var(--white); color: var(--white); padding: 13px 35px; font-weight: 700; border-radius: 4px; }
.btn-secondary:hover { background: var(--white); color: var(--grey); }

/* Claims Grid */
.section-head { text-align: center; margin-bottom: 60px; }
.section-head h2 { font-family: var(--font-heading); font-size: 2.5rem; color: var(--grey); }
.red-line { width: 60px; height: 5px; background: var(--red); margin: 10px auto 0; }
.red-line.left { margin: 10px 0; }

.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 30px; }
.claim-card { background: var(--light-grey); padding: 40px 25px; border-radius: 8px; text-align: center; transition: 0.3s; border-bottom: 4px solid transparent; }
.claim-card:hover { transform: translateY(-5px); border-bottom-color: var(--red); box-shadow: 0 10px 20px rgba(0,0,0,0.1); }
.icon { font-size: 3rem; margin-bottom: 20px; }
.claim-card h3 { font-family: var(--font-heading); font-size: 1.5rem; color: var(--grey); margin-bottom: 10px; }
.claim-card p { margin-bottom: 20px; color: #555; }
.claim-card a { color: var(--red); font-weight: 700; text-transform: uppercase; font-size: 0.9rem; }

/* Stats Bar */
.result-bar { background: var(--grey); color: var(--white); padding: 50px 0; margin-top: 50px; }
.result-flex { display: flex; justify-content: space-around; text-align: center; }
.res-item strong { display: block; font-family: var(--font-heading); font-size: 3rem; color: var(--red); line-height: 1; }
.res-item span { font-size: 0.9rem; font-weight: 700; letter-spacing: 1px; }

/* Practice List */
.practice-list { max-width: 800px; margin: 0 auto; }
.p-header { margin-bottom: 40px; }
.p-header h1 { font-family: var(--font-heading); font-size: 3rem; color: var(--grey); }
.p-item { background: var(--white); border: 1px solid #ddd; padding: 20px; margin-bottom: 20px; border-left: 5px solid var(--red); }
.p-item h3 { font-family: var(--font-heading); color: var(--grey); margin-bottom: 5px; }

/* FAQ */
.faq-container { max-width: 800px; margin: 0 auto; }
.faq-item { margin-bottom: 15px; border-bottom: 1px solid #ddd; }
.faq-btn { width: 100%; text-align: left; background: none; border: none; padding: 15px 0; font-size: 1.1rem; font-weight: 700; color: var(--grey); cursor: pointer; display: flex; justify-content: space-between; }
.faq-btn::after { content: '+'; font-size: 1.5rem; color: var(--red); }
.faq-content { display: none; padding-bottom: 15px; color: #555; }
.faq-item.active .faq-content { display: block; }
.faq-item.active .faq-btn::after { content: '-'; }

/* Contact */
.contact-card { display: grid; grid-template-columns: 1fr 1.5fr; gap: 50px; background: var(--light-grey); padding: 50px; border-radius: 8px; }
.info-side h2 { font-family: var(--font-heading); color: var(--grey); margin-bottom: 20px; }
.info-list { margin-top: 30px; font-weight: 700; color: #444; }
.info-list p { margin-bottom: 10px; }

.factor-form .form-grp { margin-bottom: 20px; }
.factor-form label { display: block; font-weight: 700; font-size: 0.9rem; margin-bottom: 5px; color: var(--grey); }
.factor-form input, .factor-form select, .factor-form textarea { width: 100%; padding: 12px; border: 1px solid #ccc; border-radius: 4px; font-family: var(--font-body); }
.btn-submit { width: 100%; background: var(--red); color: var(--white); border: none; padding: 15px; font-weight: 700; font-family: var(--font-heading); letter-spacing: 1px; border-radius: 4px; cursor: pointer; transition: 0.3s; }
.btn-submit:hover { background: var(--dark-red); }

/* Legal Doc */
.legal-doc { max-width: 800px; margin: 0 auto; background: var(--light-grey); padding: 50px; border-radius: 8px; }
.legal-doc h1 { font-family: var(--font-heading); color: var(--grey); }
.legal-doc h3 { color: var(--red); margin-top: 30px; font-family: var(--font-heading); }

/* Footer */
.factor-footer { background: #263238; color: #B0BEC5; padding: 60px 0 20px; margin-top: 80px; border-top: 5px solid var(--red); }
.footer-content { display: flex; justify-content: space-between; align-items: center; border-bottom: 1px solid #37474F; padding-bottom: 30px; margin-bottom: 20px; }
.f-info h4 { color: var(--white); font-family: var(--font-heading); letter-spacing: 1px; }
.f-links a { color: #B0BEC5; margin-left: 20px; }
.f-links a:hover { color: var(--red); }
.copyright { text-align: center; font-size: 0.8rem; }

/* Cookie */
.cookie-alert { position: fixed; bottom: 20px; left: 20px; background: var(--red); color: var(--white); padding: 15px 25px; border-radius: 4px; box-shadow: 0 5px 20px rgba(0,0,0,0.2); display: flex; align-items: center; gap: 20px; z-index: 9999; display: none; }
.cookie-alert.active { display: flex; }
.cookie-alert button { background: var(--white); color: var(--red); border: none; padding: 8px 20px; font-weight: 700; border-radius: 2px; cursor: pointer; }

@media (max-width: 900px) {
    .grid-3, .contact-card, .result-flex { grid-template-columns: 1fr; }
    .hero-content h1 { font-size: 3rem; }
    .cta-group { flex-direction: column; }
    .footer-content { flex-direction: column; text-align: center; gap: 20px; }
    .result-flex { gap: 30px; }
}